Semak Kelayakan Pinjaman
| PENDAPATAN | PENOLAKAN | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Bulan yang terkini |
Jumlah Pendapatan |
Gaji Asas (Basic) |
Pendapatan Tetap (Elaun) |
Claims | Pendapatan Tidak Tetap (OT) |
Jumlah Penolakan |
Pinjaman Dalam Slip Gaji |
Pendahuluan (Advance) |
Penolakan Bersih |
| 1 | |||||||||
| 2 | |||||||||
| 3 | |||||||||
| 4 | |||||||||
| 5 | |||||||||
| 6 | |||||||||
| * Tandakan sama seperti diatas. |
Gaji Asas Terkini: |
Elaun Tetap: |
Purata OT: 3 bln: 6 bln: |
Purata Penolakan: 3 bln: 6 bln: |
|||||
Umur:
Max Tenure:
Harga Hartanah:
KOMITMEN SEMASA:
Rumah:
Kereta:
PTPTN:
ASB:
Personal Loan:
Lain-lain:
Baki Kredit Kad:
Total Komitmen:
| Bank Pakej |
DSR (%) |
NDI | OT (%) |
Bulan OT |
Rate (%) |
Kelayakan Bulanan |
Kelayakan Pinjaman |
Kelayakan Buffer 10% |
|---|---|---|---|---|---|---|---|---|
| General | 60% | 700 | 50% | 6 | 200 | |||
| Maybank 100% SJKP |
60% | 700 | 70% | 3 | 4.6% | |||
| Maybank 95% | 70% | 700 | 70% | 6 | 3.95% | |||
| Coop Bank | <RM2K : 60% <RM3K : 70% <RM5K : 80% >RM5K : 85% |
800 | 70% | 6 | 4.5% | |||
| Muamalat | <RM3K : 60% >RM3K : 70% |
1000 | 50% | 3 | <RM300K:4.3% >RM300K:4.6% |
|||
| Muamalat SJKP | 65% | 1000 | 50% | 3 | 5.0%-5.2% |