Semak Kelayakan Pinjaman
| PENDAPATAN | PENOLAKAN | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Bulan yang terkini | Jumlah Pendapatan | Gaji Asas (Basic) | Pendapatan Tetap (Elaun) | Claims | Pendapatan Tidak Tetap (OT) | Jumlah Penolakan | Pinjaman Dalam Slip Gaji | Pendahuluan (Advance) | Penolakan Bersih |
| 1 | |||||||||
| 2 | |||||||||
| 3 | |||||||||
| 4 | |||||||||
| 5 | |||||||||
| 6 | |||||||||
| * Tandakan sama seperti diatas. | Gaji Asas Terkini: | Elaun Tetap: | Purata OT: 3 bln: 6 bln: | Purata Penolakan: 3 bln: 6 bln: | |||||
Umur:
Max Tenure:
Harga Hartanah:
KOMITMEN SEMASA:
Rumah:
Kereta:
PTPTN:
ASB:
Personal Loan:
Lain-lain:
Baki Kredit Kad:
Total Komitmen:
| Bank Pakej | DSR (%) | NDI | OT (%) | Bulan OT | Rate (%) | Kelayakan Bulanan | Kelayakan Pinjaman | Kelayakan Buffer 10% |
|---|---|---|---|---|---|---|---|---|
| General | 60% | 700 | 50% | 6 | 200 | |||
| Maybank 100% SJKP | 60% | 700 | 70% | 3 | 4.6% | |||
| Maybank 95% | 70% | 700 | 70% | 6 | 3.95% | |||
| Coop Bank | <RM2K : 60% <RM3K : 70% <RM5K : 80% >RM5K : 85% | 800 | 70% | 6 | 4.5% | |||
| Muamalat | <RM3K : 60% >RM3K : 70% | 1000 | 50% | 3 | <RM300K:4.3% >RM300K:4.6% | |||
| Muamalat SJKP | 65% | 1000 | 50% | 3 | 5.0%-5.2% |